| Discussion Forum: Thread 356190 |
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| | | Author: | afexx37  | | Posted: | Apr 8, 2024 16:29 | | Subject: | Insurance for your collection | | Viewed: | 75 times | | Topic: | Help | |
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| Hello all,
I was wondering how you insure your collections. My collection is worth a substantial
amount of money, and we get a lot of fires in our area. I spoke to our current
company that we have home, auto and pet insurance through; and they said they
don't do that. They said I would want to look into Inland Marine insurance,
and that wasn't correct.
How do you insure yours? Who do you go through? Does it fall in to another category
of some kind?
I'm not getting answers on my end, and would appreciate any advice you could
offer.
Thank you!
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| | | | | Author: | Carissamiss | | Posted: | Apr 8, 2024 17:55 | | Subject: | Re: Insurance for your collection | | Viewed: | 47 times | | Topic: | Help | |
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| I’m in Canada, but here my collection is insured as a specific addition to the
“contents” portion of my home insurance. So if there’s a claim they pay x for
the home structure, x for replacement of general contents and x to replace the
LEGO collection.
I would call the home insurance company back and ask if your general contents
policy is enough to replace the LEGO and everything else in your house, or
if you need to write in the addition. They do that for things like artwork and
jewelry too so it’s not unusual.
In Help, afexx37 writes:
| | Hello all,
I was wondering how you insure your collections. My collection is worth a substantial
amount of money, and we get a lot of fires in our area. I spoke to our current
company that we have home, auto and pet insurance through; and they said they
don't do that. They said I would want to look into Inland Marine insurance,
and that wasn't correct.
How do you insure yours? Who do you go through? Does it fall in to another category
of some kind?
I'm not getting answers on my end, and would appreciate any advice you could
offer.
Thank you!
|
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|
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| | | | | | | Author: | Adjour | | Posted: | Apr 8, 2024 19:56 | | Subject: | Re: Insurance for your collection | | Viewed: | 47 times | | Topic: | Help | |
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| In Help, Carissamiss writes:
| | I’m in Canada, but here my collection is insured as a specific addition to the
“contents” portion of my home insurance. So if there’s a claim they pay x for
the home structure, x for replacement of general contents and x to replace the
LEGO collection.
I would call the home insurance company back and ask if your general contents
policy is enough to replace the LEGO and everything else in your house, or
if you need to write in the addition. They do that for things like artwork and
jewelry too so it’s not unusual.
In Help, afexx37 writes:
| | Hello all,
I was wondering how you insure your collections. My collection is worth a substantial
amount of money, and we get a lot of fires in our area. I spoke to our current
company that we have home, auto and pet insurance through; and they said they
don't do that. They said I would want to look into Inland Marine insurance,
and that wasn't correct.
How do you insure yours? Who do you go through? Does it fall in to another category
of some kind?
I'm not getting answers on my end, and would appreciate any advice you could
offer.
Thank you!
|
|
This is also how mine is covered. They basically just asked me to state a number
and then add it on to the value of the house. No proof needed.
Crystal
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USA, Washington
Canada, Ontario
