Discussion Forum: Thread 227940

 Author: Teup View Messages Posted By Teup
 Posted: Nov 12, 2017 06:22
 Subject: Payment method fee:Disallow manual percentage
 Viewed: 125 times
 Topic: Suggestions
 Status:Open
 Vote:[Yes|No]
Cancel Message
Cancel
Reply to Message
Reply
BrickLink
ID Card

Teup (6599)

Location:  Netherlands, Utrecht
Member Since Contact Type Status
May 6, 2004 Contact Member Seller
Buying Privileges - OKSelling Privileges - OK
Store: BLOKJESKONING
Instant checkout is pretty cool, and the BL team even took the trouble for us
to retrieve tables of postage costs from various postal services across the world.
Sweet!

However, the same could be done for payment methods, but currently the system
involves manually enter a percentage fee.

In the EU, it's not allowed to overcharge payment methods. Of course it's
legally allowed to charge anything as long as buyer and seller agree, but it
would be much more neat and more right for Bricklink ethics if there was no ability
to overcharge.

SUGGESTION: Auto-calculate payment method fee instead of allowing manual percentages.

This can be done in exactly the same way the system currently entertains postage
prices. It would be extremely useful, as for example PayPal fee percentages are
difficult to find out, difficult to remember, and difficult to calculate with
manually. This has always been giving sellers a quasi-valid excuse to overcharge
on it.

I hope that in the future custom percentage fees can be abolished entirely.

P.S.: In some countries it is not allowed to charge an additional fee for a payment
method. That's another topic. Bricklink could gray out the option for certain
region/payment method combinations, or simply leave it to the seller's responsibility.
Whatever is legally OK for Bricklink.

P.S.: A next step could be to calculate any percentage fees in the listings automatically.
This can be done by matching a seller's payment options to a buyer's
specified payment options, picking the cheapest, retrieve the fee, and factor
it into search results, into browsing in stores, etc.
 Author: calebfishn View Messages Posted By calebfishn
 Posted: Nov 12, 2017 10:01
 Subject: Re: Payment method fee:Disallow manual percentage
 Viewed: 36 times
 Topic: Suggestions
Cancel Message
Cancel
Reply to Message
Reply
BrickLink
ID Card

calebfishn (2141)

Location:  Canada, Ontario
Member Since Contact Type Status
Feb 17, 2009 Contact Member Seller
Buying Privileges - OKSelling Privileges - OK
Store: Barbie's Brick Store
I don't know how you can make this contradictory statement"

"In the EU, it's not allowed to overcharge payment methods. Of course it's
legally allowed to charge anything as long as buyer and seller agree"

Does the EU law specifically state that it is those overcharges are legally permitted
if there is agreement?

How can a buyer and seller enter into a bona fide contractual agreement that
circumvents specific regulations of law? For one thing, it would be an unenforcable
contract, and secondly, it would still be illegal.
 Author: SylvainLS View Messages Posted By SylvainLS
 Posted: Nov 12, 2017 10:38
 Subject: Re: Payment method fee:Disallow manual percentage
 Viewed: 39 times
 Topic: Suggestions
Cancel Message
Cancel
Reply to Message
Reply
BrickLink
ID Card

SylvainLS (46)

Location:  France, Nouvelle-Aquitaine
Member Since Contact Type Status
Apr 25, 2014 Contact Member Seller
Buying Privileges - OKSelling Privileges - OK
Store Closed Store: BuyerOnly
BrickLink Discussions Moderator (?)
In Suggestions, calebfishn writes:
  I don't know how you can make this contradictory statement"

"In the EU, it's not allowed to overcharge payment methods. Of course it's
legally allowed to charge anything as long as buyer and seller agree"

Does the EU law specifically state that it is those overcharges are legally permitted
if there is agreement?

I think he meant that you can charge any fee provided you lie about it / call
it whatever but a “PayPal fee.”

  How can a buyer and seller enter into a bona fide contractual agreement that
circumvents specific regulations of law? For one thing, it would be an unenforcable
contract, and secondly, it would still be illegal.

Exactly.
 Author: Teup View Messages Posted By Teup
 Posted: Nov 12, 2017 12:14
 Subject: Re: Payment method fee:Disallow manual percentage
 Viewed: 34 times
 Topic: Suggestions
Cancel Message
Cancel
Reply to Message
Reply
BrickLink
ID Card

Teup (6599)

Location:  Netherlands, Utrecht
Member Since Contact Type Status
May 6, 2004 Contact Member Seller
Buying Privileges - OKSelling Privileges - OK
Store: BLOKJESKONING
In Suggestions, SylvainLS writes:
  In Suggestions, calebfishn writes:
  I don't know how you can make this contradictory statement"

"In the EU, it's not allowed to overcharge payment methods. Of course it's
legally allowed to charge anything as long as buyer and seller agree"

Does the EU law specifically state that it is those overcharges are legally permitted
if there is agreement?

I think he meant that you can charge any fee provided you lie about it / call
it whatever but a “PayPal fee.”

  How can a buyer and seller enter into a bona fide contractual agreement that
circumvents specific regulations of law? For one thing, it would be an unenforcable
contract, and secondly, it would still be illegal.

Exactly.

Exactly, I was talking about charging more for a payment method than it actually
costs to use it. What I mean is, regardless of what policies and profit models
BL stores may have, I think pretty much everyone on here will (should?) agree
with me that charging an inaccurate amount should not be possible on Bricklink.